Acceptance of Terms

1.1. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

1.2. TOROSTOCK.com reserves the right to modify, update, or change these Terms and Conditions at any time without prior notice. It is your responsibility to review these Terms and Conditions periodically. Your continued use of the Website after any modifications, updates, or changes constitutes your acceptance of those modifications, updates, or changes.

User Eligibility

2.1. You must be at least 18 years old or the legal age of majority in your jurisdiction to use the Website. By accessing or using the Website, you represent and warrant that you meet the eligibility requirements.

2.2. If you are accessing or using the Website on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms and Conditions.

Use of the Website

3.1. You agree to use the Website only for lawful purposes and in accordance with these Terms and Conditions. 3.2. You are solely responsible for any content you post, transmit, or otherwise make available on the Website. You must not upload, post, or transmit any content that is unlawful, defamatory, obscene, offensive, or infringes upon the rights of others. 3.3. TOROSTOCK.com reserves the right to remove any content that violates these Terms and Conditions or is otherwise objectionable.

Intellectual Property

4.1. The Website and its contents, including but not limited to text, graphics, logos, images, videos, software, and other materials, are owned or licensed by TOROSTOCK.com and protected by copyright, trademark, and other intellectual property laws. 4.2. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the materials on the Website without the prior written consent of TOROSTOCK.com. 4.3. The TOROSTOCK.com name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of TOROSTOCK.com or its affiliates. You must not use such marks without the prior written permission of TOROSTOCK.com.

Disclaimer of Warranties

5.1. The Website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. 5.2. TOROSTOCK.com does not warrant that the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the servers that make it available are free of viruses or other harmful components. 5.3. TOROSTOCK.com disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

6.1. To the fullest extent permitted by applicable law, TOROSTOCK.com and its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your use of the Website. 6.2. This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if TOROSTOCK.com has been advised of the possibility of such damages.

Indemnification

7.1. You agree to indemnify, defend, and hold harmless TOROSTOCK.com and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or in connection with your use of the Website, your violation of these Terms and Conditions, or your violation of any rights of any third party.

Governing Law and Jurisdiction

8.1. These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction], without giving effect to any principles of conflicts of law. 8.2. Any dispute arising out of or in connection with these Terms and Conditions shall be submitted to theexclusive jurisdiction of the courts located in [Jurisdiction], and you hereby consent to the personal jurisdiction of such courts.

Severability

9.1. If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

10.1. These Terms and Conditions constitute the entire agreement between you and TOROSTOCK.com regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral.

Contact Information

11.1. If you have any questions or concerns about these Terms and Conditions or the Website, please contact us at support@TOROSTOCK.com